ReferredBy is a Namibian based fintech lending app.
It is an app whereby users are able to apply to get a pre-approved loan facility that empowers them to request for a nano-loan anyday, anywhere 24/7/365.
REGISTRATION IS ONLY POSSIBLE VIA REFERRAL LINK
Required Documents -: National ID ; Latest Payslip ; Police Affidative.
Document Validity -: 6 Months
Loan Type -: Payday (unsecured loan facility)
Interest -: 30% APR
Loan Period : 60 days + 30 days Grace Period.
Loan Amounts -: (Minim) NAD300 - (Maxim)NAD2000
Loan Disbursements -: Standard Bank PayPulse
Repayment Methods -: Bank Transfer & Deposits | PayPulse | PayToday | Airtime City Kiosk
**No Bank Statements or Accounts Required**
Minim Loan Amount : NAD 300-00
Max Loan Amount : NAD 2000-00
Loan Period: 60 Days + 30 Days Grace Period. (Total 90 Days)
Interest Rate : 30% APR Maximum
(Includes Stamp duty, Namfisa fees , collection charges and all other fees)
Interest charges are inline with the Registrar by notice in the Gazette in accordance with the directions of the Minister, as per Namibian Usury Act (Act 73 of 1968).
Example:
If you take a loan for NAD1000-00 , total charges will be 30%, which means you will be liable to repay NAD1300 over a period of 60 days.
which translates to an interest of 15% per 30 days.
You will have 30 days grace period extra.
You will only have access to financing again, once your current loan is repaid.
see website for for more info: https://www.referredby.com.na/faq
DATA SECURITY:
Your information is handled in a private and secure manner according to our Privacy Policy.
All data we collect from you is done so over secure encryption and used for personal information vetting, job vetting and used to create a profile for you to be able to use our platform.
for more info please read Privacy Policy on: https://www.referredby.com.na/privacy-policy